Expert insights on debt relief, financial freedom, and personal finance management.
The snowball and avalanche methods are two popular strategies for paying down debt. Learn how they work, the pros and cons, and which is right for your situation.
Different types of information remain on your credit report for varying lengths of time. Learn how long late payments, bankruptcies and other events stay on record and how to keep your report healthy.
Budgeting apps can help you track spending, set goals and stay on top of debt. Discover our top picks and tips for choosing the right app.
Missing credit card payments can lead to fees, higher interest rates, collection calls and damage to your credit. Find out what happens and how to protect yourself.
A lower interest rate can save you money and help you pay down debt faster. Learn how to prepare, negotiate with your lender and explore alternatives.
After completing a debt relief program, rebuilding your credit is the next challenge. Learn how to improve your score, establish positive payment history and avoid common pitfalls.
Medical bills can quickly become overwhelming. Learn how to verify bills, negotiate payment plans, find assistance, understand your rights when debts go to collections, and protect your credit.
Being contacted by debt collectors is stressful. Learn your rights, what collectors can and cannot do, how to handle calls, and how to report harassment or errors.
There are many misconceptions about bankruptcy and your credit. Discover what bankruptcy really does to your credit, debunk common myths, and learn about alternatives and rebuilding strategies.
Personal loans can consolidate high-interest debt, but they aren't right for everyone. Understand the pros and cons, when they make sense, and alternatives before signing on.